Leonard, Tommy, Natasia Sitompul, Willy Tanjaya, and July Esther. “PERLINDUNGAN HUKUM TERHADAP PIHAK KREDITUR AKIBAT RISIKO KREDIT DALAM TRANSAKSI FINTECHT BERBASIS P2P LENDING”. UNES Law Review 5, no. 4 (June 27, 2023): 3089–3096. Accessed September 12, 2025. https://review-unes.com/index.php/law/article/view/533.