Wanprestasi dalam Perjanjian Pinjam Meminjam Uang pada PT. PNM Mekaar (Studi di Kelurahan Sei Putih Barat Kota Medan)
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Published:
Mar 17, 2024
Keywords:
default, money lending and borrowing agreement, PT. PNM Mekaar, West Sei Putih Village, Medan City
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Abstract
A money lending and borrowing agreement is an agreement that must be agreed upon by the parties, as well as with PNM Mekaar and customers in Sei Putih Barat Subdistrict, Medan City. Customers who want to borrow money are required to make an agreement that has been made by PNM Mekaar. Of course, there are customers who make loans who default, so this must of course be resolved because it has become an obligation that must be fulfilled. The purpose of this research is to find out agreements for borrowing and borrowing money, to find out the forms of default committed by customers, and to find out the settlement of defaults from PNM Mekaar in Sei Putih Barat Subdistrict, Medan City for customers who make defaults. The method used is to combine normative juridical and empirical juridical. The research results state that the customer must agree to the agreement that has been provided, the contents of the agreement are in the form of obligations that must be fulfilled and the agreement must be agreed upon by the group leader and the person in charge. The form of default that occurred to PNM Mekaar customers, West Sei Putih Village, Medan City, was not making payments on time and there were customers who ran away. The resolution of the default carried out by PNM Mekaar, Sei Putih Barat Subdistrict, Medan City, was to implement a joint and several responsibility payment system, and the group leader tried to find and contact the person in charge of the member who had run away.
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Azzahra Lubis, A., & Syuhada Lubis, M. T. S. L. (2024). Wanprestasi dalam Perjanjian Pinjam Meminjam Uang pada PT. PNM Mekaar (Studi di Kelurahan Sei Putih Barat Kota Medan). UNES Law Review, 6(3), 8180-8188. https://doi.org/10.31933/unesrev.v6i3.1723
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References
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Widodo, D. S., Silitonga, P. E. S., & Azahra, D. (2019). The influence of transactional leadership to employee job motivation and satisfaction in Jakarta stock exchange. International Journal of Governmental Studies and Humanities, 2(1), 38–46.
Widodo, D. S., Zainal, V. R., Subagja, I. K., & Sari, E. (2019). What Is Important With English Language Skills Students? Survey in University at Bekasi City, Indonesia. International Journal of Linguistics, 11(3), 7.
Yahman. (2020). Batas Pembedan Wanprestasi & Penipuan Dalam Hubungan Kontraktual. Surabaya: CV. Jakad Media Publishing.
Zainal, V. R., Widodo, D. S., & Subagja, I. K. (2019). Indonesia Islamic Banking Readiness in Facing the ASEAN Economic Community, in Terms of Islamic Banking Disclosure and Performance Indices. Journal of Economics and Management Sciences, 2(2), p25–p25.
Anggraeny Isdian, dan Al-Fatih Sholahuddin. (2020). Kata Sepakat Dalam Perjanjian Dan Relevansinya Sebagai Upaya Pencegahan Wanprestasi. Jurnal Ilmu Hukum Fakultas Hukum UMSU, 5(1), 57-66.
Aziz, I. N., Widodo, D. S., & Subagja, I. K. (2021). Effect of Training and HR Development on Employee Performance with Motivation as an Intervening Variable in PT. Rekasis Gigatama. Global Journal of Engineering and Technology Advances, 6(2), 169–181.
Djoko Setyo Widodo, P. Eddy Sanusi Silitonga, & H. A. (2017). Organizational Performance : Analysis of Transformational Leadership Style and Organizational Learning. Saudi Journal of Humanities and Social Sciences. https://doi.org/10.21276/sjhss.2017.2.3.9
Fajriani, Putri Rifqi, dan Hadi, Indra Kesuma. (2021). Wanprestasi Dalam Perjanjian Pinjam Meminjam Pada PT. Permodalan Nasional Madani (PNM) Mekaar Cabang Darussalam. Jurnal Ilmiah Mahasiswa Bidang Hukum Keperdataan, 5(3), 847-856.
Fandy. (2022). Pengertian Wanprestasi dan Akibat yang Ditimbulkannya. Diakses dari url https://www.gramedia.com/literasi/pengertian-wanprestasi/ pada tanggal 04 Januari 2024.
Kahfi, D. S., Wibowo, I., & Widodo, D. S. (2022). The Effect of Organizational Culture and Transformational Leadership On Organizational Performance Through Employee Motivation as A Mediation Variable at Mercubuana University. Journal of Humanities and Social Science Research, 1(1), 1–9.
Katiandago, Febiola V, et al. (2023). Wanprestasi Akibat Penyalahgunaan Keadaan Dalam Perjanjian Pinjam Meminjam Uang Koperasi Di Kota Manado. Lex Privatum, 11(5), 1-14.
Latuconsina, A. S., Widodo, D. S., & Siswandoko, T. (2019). Effect Of Compensation And Work Environment To Employee Performance Through Job Satisfaction As A Variable Of Mediation In PT METISKA FARMA. International Journal of Humanities and Applied Social Science, 1–10.
Marsono, A., Silitonga, P., & Widodo, D. S. (2018). Effect of Current Ratio, Leverage Ratio, Inflation and Currency Share Closing Price of Consumer Goods Industry in Indonesia Stock Exchange. International Journal of Business and Applied Social Science (IJBASS), 4(8).
Napinillit M, Charthilia Gendis dan Ciptorukmi, Anjar Sri. (2019). Perlindungan Hukum Bagi Para Pihak Yang Terlibat Dalam Perjanjian Pada Platform Loan-Based Crowdfunding. Jurnal Privat Law, 7(2), 181-186.
Pratama, Rahmadhany Septian et al. (2023). Wanprestasi dalam Perjanjian Kredit Karena Nasabah Koperasi yang Tidak Beritikad Baik. Jurnal Ilmiah Multidisiplin, 2(2), 684-693.
Safira, Martha Eri. (2017). Hukum Perdata. Pomorogo: CV. Nata Karya.
Sembiring, D., Widodo, D. S., Adjiantoro, B., Saman, A. B., & Kader, B. A. (2019). Failure Analysis of the Furnace Scotch Boiler. International Journal of Engineering and Advanced Technology (IJEAT), 9(1), 3704–3798.
Setiawan, I Ketut Oka. (2014). Hukum Perdata Mengenai Perikatan. Jakarta: FH-Utama.
Silitonga, P. E. S., & Widodo, D. S. (2019). The effect of supply chain planning and operations on employee performance through employee job satisfaction. International Journal of Supply Chain Management, 8(6), 655–663.
Silitonga, P. E. S., Widodo, D. S., & Ali, H. (2017). Analysis of the effect of organizational commitment on organizational performance in mediation of job satisfaction (Study on Bekasi City Government). International Journal of Economic Research.
Soekanto, Soerjono dan Mamudji, Sri. (2018). Penelitian Hukum Normatif: Stuatu Tinjauan Singkat. Jakarta: Raja Grafindo Persada.
Sugiyono. (2019). Metodelogi Penelitian Kuantitatif dan Kualitatif Dan R&D. Bandung: Alfabeta.
Syuhada Teguh. (2019). Pelaksanaan Sita Jaminan Terhadap Objek Sengketa Yang Berada Di Tangan Pihak Ketiga Dalam Penanganan Perkara Perdata. De Lega Lata: Jurnal Ilmu Hukum Fakultas Hukum UMSU, 4 (1), 42-53.
Widodo, D. S. (2020). Manajemen Kinerja. Pdf. Cipta Media Nusantara.
Widodo, D. S. (2021). Influence of managerial performance: work motivation, leadership style and work experience (literature review study). Dinasti International Journal of Digital Business Management, 2(6), 1079–1089.
Widodo, D. S. (2022). Employee Performance Determination: Leadership Style, Individual Characteristics, And Work Culture (A Study Of Human Resource Management Literature). Dinasti International Journal of Education Management and Social Science, 3(3), 327–339.
Widodo, D. S. (2023a). Determinasi Pelatihan, Keselamatan dan Kesehatan Kerja (K3) terhadap Kepuasan Kerja. Jurnal Ilmu Multidisplin, 1(4), 956–962.
Widodo, D. S. (2023b). The Effect of Leadership Style on Turnover Intention and Job Satisfaction. International Journal of Psychology and Health Science, 1(1), 19–29.
Widodo, D. S. (2023c). The nexus of entrepreneurial orientation and knowledge management on business performance of smes in west java: Role of competitive advantage. Journal of Law and Sustainable Development, 11(7), e1364–e1364.
Widodo, D. S., Silitonga, P. E. S., & Azahra, D. (2019). The influence of transactional leadership to employee job motivation and satisfaction in Jakarta stock exchange. International Journal of Governmental Studies and Humanities, 2(1), 38–46.
Widodo, D. S., Zainal, V. R., Subagja, I. K., & Sari, E. (2019). What Is Important With English Language Skills Students? Survey in University at Bekasi City, Indonesia. International Journal of Linguistics, 11(3), 7.
Yahman. (2020). Batas Pembedan Wanprestasi & Penipuan Dalam Hubungan Kontraktual. Surabaya: CV. Jakad Media Publishing.
Zainal, V. R., Widodo, D. S., & Subagja, I. K. (2019). Indonesia Islamic Banking Readiness in Facing the ASEAN Economic Community, in Terms of Islamic Banking Disclosure and Performance Indices. Journal of Economics and Management Sciences, 2(2), p25–p25.